DSCR 2nd Lien Rental Loan

Access Your Rental Property’s Equity

💡Need cash from your rental property without changing your current loan?

Unlock the equity in your rental property without the need to refinance with the DSCR 2nd Lien Rental Loan. This innovative solution allows you to secure a second-position loan while keeping your primary mortgage intact. Whether you’re looking to fund new investments, renovate your property, or expand your portfolio, this streamlined approach provides the flexibility and capital you need to drive long-term growth.

Get a Fixed-Rate Closed-End 2nd Mortgage up to 85% CLTV with:

✔️ 1.1x minimum DSCR
✔️ 680+ credit score required
✔️ Loan amounts from $30K to $500K
✔️ Eligible properties: 1-4 unit homes, condos, townhomes, PUDs, mixed-use
✔️ Exterior-only appraisal for qualification

 

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What is a 2nd Mortgage Rental Loan?

A 2nd Mortgage Rental Loan lets you borrow against the equity in your rental property without changing your current mortgage. This loan gives you extra cash to invest in new properties, make upgrades, or cover other expenses—without the need to refinance. It’s a simple and flexible way for real estate investors to access funds, grow their portfolio, and maximize their property’s potential while keeping their primary loan in place.

Benefits of DSCR 2nd Lien Rental Loan

Designed to fit your project, experience, and financial needs. Apply today for a fast review!

✅ Stable Payments – Fixed-rate, fully amortizing loans
✅ Simple Qualification – Drive-by appraisal accepted
✅ Flexible Terms – Choose from 20, 25, or 30-year amortization

✅Competitive Rates – Affordable financing with flexible options
✅Rate Lock Guarantee – Secure your rate for 45 days
✅ Available Nationwide – Funding in markets across the U.S.