What Are Gator Loans (Gap Funding)?
Most institutional lenders will cover 70%–90% of the total project cost
(purchase + rehab). But what about the rest?
That’s where we come in
Gap Funding provide second-position financing to help you cover:
✅ Down payments
✅ Closing costs
✅ First rehab draw
✅ Interest reserves
💡 We prefer to be in the first lien position while taking a second position for the gap, to ensure a faster, more seamless closing.
When both loans are done through Levine Capital, you benefit from
✔️ Streamlined underwriting
✔️ Coordinated documentation
✔️ Fewer delays at closing
✔️ Up to 100% total financing with proper collateral